How much do you weigh? Take your weight in pounds, and then multiply it by 703. How tall are you? Take your height in inches and multiply it by itself. Now divide the first result by the second result. If the number you come up with is higher than 25, then you have a serious disease. We’re in trouble, Hoosiers. Across Indiana, 60% of the adult population is overweight or obese. Obviously, this can’t go on. A sensible diet plus thirty minutes or more of moderate physical activity, five or more days per week – that’s the ticket to weight loss. No secret there.

But how long can you keep it up? For most people, the answer is “not very long”. Many try to eat right and exercise more using willpower alone, but few succeed. Others turn to trendy diets, TV exercise gadgets, or the use of so-called weight loss pills, but the few who manage to lose weight by these means almost always quickly regain it – often wrecking their health in the process.

Surgical weight loss – also known as bariatric surgery — has been proven to help ease (and sometimes eliminate) obesity-related health problems. It can also help those who are obese but have no co-morbidities. There are three types of surgery available: gastric bypass, gastric banding, and gastric sleeve surgery, all of which are usually performed laparoscopically. They work by altering the patient’s stomach and/or bowel in order to physically restrict their food intake. The patient feels hungry less often and feels full more quickly, and thus loses weight.

But it’s no free ride. Weight loss surgery only works as part of a comprehensive medical care program based upon changes in the patient’s lifestyle. Those who go back to their old eating habits and lack of activity will soon find themselves obese again. It’s also not “routine surgery” – no such thing exists. As with all surgical procedures, weight loss surgery exposes the patient to the possibility of major postoperative complications, including the possibility of unforeseen death. The risks and possible outcomes of these procedures should be examined in consultation with a physician prior to making any decision.

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The Indiana Department of Insurance is a great resource for those interested in purchasing a life insurance policy. Although this office can’t recommend specific agents or companies to you, they can advise you on whether or not an agent is licensed to do business within the state. This is something that should always be checked before you agree to purchase any life insurance policy. When you are looking to save money and get discount life insurance in Indiana you really need to be aware of what type of life insurance is best suited for your particular situation. If you are young and have recently purchased a home, you’ll find that buying a term life insurance policy as opposed to a whole life policy will give you the best rates. If you are older, a permanent policy may be the best approach for you to provide coverage to your loved ones following your death.

Regardless of which type of coverage you determine is best suited to you, contact a few agents who represent different insurance companies. With each you’ll be required to supply some basic information including your age, your martial status as well as your health history. Although it can be tempting to leave out information pertaining to any serious illnesses you’ve had, this isn’t advisable. Instead you should be as forthright as you possibly can, as being deceitful before you purchase the policy can render it null and void should the company discover you indeed had a pre-existing medical problem. It’s also very likely that your medical condition will be revealed during the medical that is often required before the policy is underwritten.

Be certain to pay your premiums on time to avoid the possibility of you losing your coverage and also inquire about paying once a year as opposed to monthly. Many companies actually charge a service fee for the convenience of paying bi-weekly or monthly and this can result in higher costs.

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